Privacy Policy

NiitiFinance ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website niitifinance.com (the "Site") or use our e-learning services and financial education resources (collectively, the "Services").

Please read this Privacy Policy carefully. By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with our policies and practices, please do not use our Services.

1. Information We Collect

We may collect information about you in various ways, including:

1.1 Personal Information You Provide

We collect personal information that you voluntarily provide to us when you:

• Register for an account
• Sign up for our newsletter
• Complete contact or enrollment forms
• Purchase courses or services
• Participate in surveys or contests
• Submit questions or feedback

This information may include:

• Name
• Email address
• Phone number
• Postal address
• Payment information (processed securely through our payment processors)
• Educational background
• Professional experience

1.2 Information Automatically Collected

When you visit our Site or use our Services, we automatically collect certain information about your device and usage, including:

• IP address
• Browser type and version
• Operating system
• Device information
• Pages visited and time spent on those pages
• Referring websites
• Click patterns
• Course progress and completion data

1.3 Cookies and Similar Technologies

We use cookies, web beacons, and similar tracking technologies to collect information and improve your experience. These technologies help us understand how you interact with our Services, remember your preferences, and optimize the performance of our Site.

You can manage your cookie preferences through your browser settings. However, disabling certain cookies may limit your ability to use some features of our Services.

2. How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, maintain, and improve our Services
• Process transactions and send related information
• Create and manage your account
• Personalize your learning experience
• Track your progress in courses
• Respond to your inquiries and support requests
• Send administrative messages, updates, and security alerts
• Send marketing communications (with your consent)
• Conduct research and analytics to improve our Services
• Detect, investigate, and prevent fraudulent transactions and unauthorized access
• Comply with legal obligations

3. How We Share Your Information

We may share your information in the following circumstances:

3.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting, customer service, and marketing assistance.

3.2 Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of company assets, your information may be transferred as part of that transaction.

3.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

3.4 Protection of Rights

We may disclose your information to protect the rights, property, or safety of NiitiFinance, our users, or others.

3.5 With Your Consent

We may share your information with third parties when you have given us your consent to do so.

4. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the data, the potential risk of harm from unauthorized use or disclosure, and applicable legal requirements.

5. Data Security

We have implemented appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: You may request access to your personal information.
• Correction: You may request that we correct inaccurate or incomplete information.
• Deletion: You may request that we delete your personal information.
• Restriction: You may request that we restrict the processing of your data.
• Data Portability: You may request to receive your data in a structured, commonly used format.
• Objection: You may object to the processing of your personal information.

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

6.1 Marketing Communications

You can opt out of receiving marketing communications from us by clicking the "unsubscribe" link in any marketing email we send or by contacting us directly.

7. Children's Privacy

Our Services are not directed to children under the age of 16. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately, and we will take steps to delete such information.

8. Third-Party Links and Services

Our Services may contain links to third-party websites, services, or applications that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party services. We encourage you to review the privacy policies of all third-party services you visit or use.

9. International Data Transfers

Your information may be transferred to and processed in countries other than the one in which you reside. These countries may have data protection laws that differ from those in your country. By using our Services, you consent to the transfer of your information to countries outside your country of residence, specifically including India, where our main operations are located.

10. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated policy will be posted on this page with a revised "Last Updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us